Shortly after the World Health Organization (WHO) declared the novel coronavirus a worldwide pandemic, governors across the United States ordered the closure of millions of businesses to help slow its spread. This hit small businesses, especially those in the retail, bar and restaurant, personal services, and hospitality industries, extremely hard from a financial perspective. Recognizing this, Congress scrambled to put together several business relief programs in the forms of loans and grants. One such program is Economic Injury Disaster Loans…
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Recession. Even though it is a dreaded word, economists have been predicting one since mid-2018, and now with all the socioeconomic impacts of the COVID-19 virus, a recession is on our doorstep. This one is not the first and probably won’t be the last. The U.S. has lived through the 2002 economic aftereffects of the 9/11 “Attack on America” and the 2007 housing bust which lead to the financial crisis of 2008-2009. In the face of today’s crisis, the best…
A startup is a new company founded by entrepreneurs based on a vision for success in developing a unique service or product and bringing it to the marketplace. Many of today’s most successful businesses began as startups including McDonald’s, Ford Motor Company, and Microsoft. Each of these founders had a vision for success. As Tony Hsieh, Zappos CEO said, “Chase the vision, not the money; the money will end up following you.” Successful startup plans start with a clear vision….
THE GOVERNMENT ACTUALLY PUT OUT A SIMPLE PROGRAM: This program started with a simple idea and hopefully, the final guidance on the forgiveness will be as simple. The original program allowed businesses to borrow 10 weeks of gross wages plus state unemployment cost, related employee health insurance, and retirement contributions for those 10 weeks of wages. The goal was simple, give employers the money to keep their trained workforce on payroll so when the economy opened up the workforce…
8 Important Accounting Services That Will Help Your Small Business Succeed Every small business owner starts his/her enterprise with a desire to succeed. However, success doesn’t come overnight nor is it easy to achieve. As renowned architect Frank Lloyd Wright said, “I know the price of success: dedication, hard work and an unremitting devotion to the things you want to see happen.” Achieving success doesn’t mean doing everything yourself. Especially important to long-enduring business success is securing expert accountant…
Competition can feel threatening as a small business owner. However, changing your mindset about competition can benefit your business in many ways. For example, instead of viewing competition as something negative, remind yourself that it forces you to work harder to attract and keep clients. It can also push you to embrace innovation sooner than you would have otherwise. Below we identify other benefits of small business competition as well as strategies you can follow to better use competition to…